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For Companies At a Glance
- Tasks: Analyze client performance and monitor risk in our SME portfolio.
- Company: Join a dynamic team focused on driving profitable growth through data analysis.
- Benefits: Gain hands-on experience while collaborating with various departments and influencing business decisions.
- Why this job: Be part of a build phase, working cross-functionally to drive revenue and mitigate risks.
- Qualifications: 1-2 years in investment banking or consulting; strong Excel and analytical skills required.
- Other info: Opportunity to support the CFO and finance team while developing strategic relationships.
The predicted salary is between 36000 - 60000 £ per year.
The Role:
As our Portfolio Credit Analyst you\’ll be responsible for monitoring potential risk, performance and cash flow across our SME portfolio. You’ll make sure we adhere to our credit underwriting policy and procedures to drive profitable growth. Reporting directly to our Chief Risk Officer, a key responsibility will be for you to provide the data analysis of our client portfolio to help us influence commercial business decisions.
As we’re in our build phase you’ll be working cross functionally with Sales, Onboarding, and Customer Success and our Sales teams to highlight any risk exposure and monitor portfolio performance, ultimately driving revenue.
Key Responsibilities:
- Work closely with the Chief Risk Officer to analyse individual client and portfolio performance.
- Monitor customer liquidity and behaviour to help identify risk exposure across the business, looking closely for leading indicators.
- Support new business opportunities, improving our product proposition, completion of request-for-proposal documentation in addition to providing broad support to sales teams.
- Analysing and attributing portfolio performance.
- Reporting detailed financial analysis of companies, we work with, identifying key risks, undertaking market analysis, and calculating potential exposure based on nature of the products sold and delivery fulfilment times.
- Make recommendations to manage and mitigate risk.
- Maintaining long-term strategic relationships and influence with appropriate stakeholders, both internally and externally.
- You’ll also have the opportunity to support the CFO and the finance team by working with our capital markets partners
Key Requirements:
- 1 – 2 years previous experience working in investment banking, consulting or similar, either in a front office or credit risk role.
- Excellent Microsoft Excel skills. Financial modelling experience preferred.
- Strong quantitative, analytical and presentation skills, with excellent attention to detail.
- Curious individual with strong critical thinking skills who enjoys problem-solving.
- Planning and organisational skills and problem-solving ability.
- Excellent communication skills.
- The ability to be flexible, decisive, and quick-thinking.
- Understanding of portfolio construction, trading, or risk management techniques is preferred.
- Capacity to work independently as well as part of a team and be able to deal with pressure.
Portfolio Credit Analyst employer: Ferovinum
Contact Detail:
Ferovinum Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Portfolio Credit Analyst
✨Tip Number 1
Familiarize yourself with our credit underwriting policy and procedures. Understanding these guidelines will not only help you in the interview but also demonstrate your commitment to adhering to our standards.
✨Tip Number 2
Brush up on your financial modeling skills, especially in Microsoft Excel. Being able to showcase your proficiency in analyzing data and creating models will set you apart from other candidates.
✨Tip Number 3
Prepare to discuss your previous experience in investment banking or consulting. Highlight specific examples where you identified risk exposure or contributed to portfolio performance, as this will resonate well with our Chief Risk Officer.
✨Tip Number 4
Showcase your problem-solving abilities by thinking of scenarios where you had to make quick decisions under pressure. This will illustrate your capacity to thrive in a fast-paced environment like ours.
We think you need these skills to ace Portfolio Credit Analyst
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description for the Portfolio Credit Analyst position. Understand the key responsibilities and requirements, especially the importance of risk analysis and performance monitoring.
Highlight Relevant Experience: In your CV and cover letter, emphasize any previous experience in investment banking, consulting, or credit risk roles. Be specific about your analytical skills and any financial modeling experience you have.
Showcase Your Skills: Demonstrate your proficiency in Microsoft Excel and your quantitative and analytical skills. Provide examples of how you've used these skills in past roles to solve problems or make data-driven decisions.
Tailor Your Application: Customize your cover letter to reflect your understanding of the company's needs and how you can contribute to their goals. Mention your ability to work cross-functionally and your experience with stakeholder management.
How to prepare for a job interview at Ferovinum
✨Showcase Your Analytical Skills
As a Portfolio Credit Analyst, your analytical abilities are crucial. Be prepared to discuss specific examples of how you've used data analysis in previous roles to identify risks or improve performance. Highlight your experience with financial modeling and any relevant tools you've used.
✨Demonstrate Your Understanding of Risk Management
Make sure to familiarize yourself with risk management techniques and portfolio construction. During the interview, be ready to explain how you would approach monitoring customer liquidity and behavior, and how you would identify leading indicators of risk exposure.
✨Communicate Effectively
Excellent communication skills are essential for this role. Practice articulating complex financial concepts clearly and concisely. Be prepared to discuss how you would maintain strategic relationships with stakeholders and influence business decisions based on your analyses.
✨Prepare for Cross-Functional Collaboration
Since you'll be working closely with Sales, Onboarding, and Customer Success teams, think about how you can contribute to these collaborations. Prepare examples of past experiences where you've successfully worked cross-functionally and how you managed to highlight risk exposure while driving revenue.
